What's Chip?

We’re not exactly a bank or a lender... There's not really a word for what we do, yet... 

We think we can use automatic and tech to find a smarter ways to do a bit of all of the above. Think of us as your guardian [AI]ngel.

Our face is a fun and easy-to-use app with an active community supporting us as we grow. Behind the scenes, we plug into your bank account via OpenBanking APIs to make data-led decisions that automatically make good things happen for your money.

Or to put it more human terms - we use some clever algorithms to automatically make tailored saves (and hopefully more things in the future) for you, based on your spending habits and income. 

Who are we?

We're a team of developers, data-scientists, writers, designers, entrepreneurs, marketers and more. 

We want everyone to be able to make the things they want in life happen and feel good about their money. We think the key to achieving this is through AI and automation. 

We're a fast-growing and collaborative team with offices in Riga and London's Chancery Lane. If you're ambitious, energetic, and want to make good things happen, please get in touch.


Meet the managers

Perks & Benefits

  • Share Option Scheme
  • Workplace Pension Scheme
  • Flexible Working
  • Unlimited Holiday
  • Classpass Membership or gym membership
  • Company Laptop 
  • Monthly Team Lunches
  • Prime London Location
  • 5% bonus on your Chip account
  • £1500 annual training budget

Where did it all begin?

Meet the guy who started it all...

What the world is saying about Chip

Read more about us

Engineering at Chip

What you can expect to be doing

Our world-class team of engineers get to work on delivering features for Chips customers that grow our user base, our customer happiness and promote healthy life changing savings habits. We depend on unit and integration tests to provide confidence that with each release the infrastructure will meet the highest quality standards. You must be conscious of constraints around security and performance. You will have the technical confidence to bring your own ideas and opinions to avoid pitfalls and inefficient solutions.You will have a large amount of autonomy to do what is needed to succeed, a clear and meaningful purpose, and backing to demonstrate mastery of the trade. You will also have the support and freedom to employ industry-leading engineering practices, with a clear focus on user needs.

We use:

  • AWS Codified infrastructure using terraform
  • Container and orchestration technologies (Docker and Kubernetes)
  • PHP7/ Laravel / Python
  • Micro-service architecture, including monitoring of deployed services.
  • SQL and NoSQL databases.
  • Continuous Integration/Continuous Delivery.
  • TDD.
  • Any other awesome tech that does a great job.

We are looking for candidates that are:

  • Positive, motivated and empathetic.
  • Committed to high standards.
  • Inquisitive.
  • Collaborative.
  • Engaging and eager to learn / teach.
  • Focused and outcome-driven

Employee Testimonials

Guilherme - Technical Lead

I joined Chip a few months ago and I can say without any doubt that it’s been one of the best companies I’ve worked for.

At Chip I’ve found a mixture of challenging days with a chilled out environment, everyone is focussed to deliver the best product with the best technology in the market and because of that, it pushes our code standards to a high level in the industry making our work much valuable besides the fact that working in the financial market where you get to grow your skills very quickly like no other place would provide you the same opportunity.

It’s really been a pleasure working at Chip, it just feels like I’m part of the family now and I can’t wait to see what the future holds for us.

Katya - Data Engineer

I started working for Chip several weeks ago as a Data Engineer.

I have experience working for Fintech companies and would say that it can be very challenging to be a woman in technology, to be an engineer in a mans world.

With Chip it’s very easy to provide ideas, thoughts, you will be heard!

I'm proud to work for Chip, because it gives me the chance to become part of a professional and dynamic company which helps people. Although working in very rapid fintech environment and always having deadlines to meet can be stressful, every day provides an opportunity to learn new and interesting things. It’s a place where teamwork and skills are encouraged and highly valued.

We like to think we’re quite humble but some things you’ve just got to shout about. We’ve been lucky enough to have broken records! Our latest funding campaign with Crowdcube was the UK’s largest ever crowdfund. We’re so grateful for all of our Chipmunks who invested… we won’t let you down.

Simon Rabin

Questions? We can't wait to hear from you! Get in touch via 📧daniel@getchip.uk

Daniel Bowling
Head of Talent

Join us

Current openings

Financial Controller
  • London, United Kingdom
Principal Engineer (PHP)
  • London, United Kingdom
Join Our Talent Community!
  • London, United Kingdom

chip HQ

chip HQ

Chancery Lane, London