Whale hello there!

Who’s Chip? Chip is an app designed to help you save money, intelligently. It's an automatic app which does all the hard work to make stashing away money as easy as spending it.

 How does it work? Our algorithm calculates how much you can afford to save based on your spending habits and automatically transfers small amounts of money from your current account into your Chip account, without having an impact on your life.  And the chirpy chatbot interface makes it all a bit of fun. 😎

Why do we do it? We’re a challenger bank with a challenger mindset. Our aim is to reduce the cost of borrowing and create a better, faster and more efficient way of saving your money. Every day, we hear from our strong community of chipmunks (our users!) about how we’ve helped them to achieve their goals, pay off their loans, take a trip of a lifetime - that’s our motivation. A huge number of our users have also become our investors!

This is us

Fancy getting involved?

We’re growing fast! Chip may be simple, but what’s simple for the user is incredibly complex behind the scenes. Which is why we’re looking for superheroes to join our journey to leave our mark on the financial sector.

Our hardworking team are dedicated to the cause. We’re collaborative, open-minded and we put the customer at the centre of everything we do. Without our goal-driven and tenacious team, we wouldn’t be able to build the best savings account in the world.

At Chip, together we value autonomy, growth and see the excitement and opportunity in every challenge. It genuinely is a great time to join a FinTech company at the forefront of the Open Banking revolution.

Perks & Benefits

A selection of what we have to offer

  • Share Option Scheme
  • 5% Bonus on Chip Savings
  • Workplace Pension Scheme
  • Flexible Working
  • Unlimited Holiday
  • Classpass Membership
  • Company Laptop 
  • Monthly Team Lunches
  • Prime London Location

What's all the fuss about

Meet the guy who started it all...

What the world is saying about Chip

Read more about us

We like to think we’re quite humble but some things you’ve just got to shout about. We’ve been lucky enough to have broken records! Our latest funding campaign with Crowdcube was the UK’s largest ever crowdfund. We’re so grateful for all of our Chipmunks who invested… we won’t let you down.

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Simon Rabin

Join us

Current openings

Operations Assistant
  • London, United Kingdom
Senior Software Engineer
  • London, United Kingdom
Scrum Master
  • Riga, United Kingdom
Software Engineer
  • Latvia, Riga, United Kingdom
Customer Services Agent
  • London, United Kingdom

chip HQ

chip HQ

Shoreditch High Street, London