Finance Operations Analyst

Job description

We’re Chip and we’re building the world’s best savings account.

We use cutting edge tech and AI to shake up the slow, stagnant and old-fashioned savings market.

We’ve built a clever app that makes saving easier, faster, and smarter. It makes your financial goals happen automatically and gets you feeling good about your money.

We’re growing fast and we have some very exciting plans. We’re looking for a Finance Operations Analyst to help us make them happen.


We are looking for talented and dedicated Finance Operations Analyst, our goal where possible is to automate and innovate, making sure the right tools are in place to enable the team to work as a business enabling function rather than huddling over Excel running manual repetitive tasks.

What you can expect to be doing:

  • Reconcile all customer cash flows on a daily/weekly basis
  • Reconcile invoices and billing relating to Operational spending
  • Ensure accurate accounting of payments transactions
  • Setup and continuous improvement of reporting and reconciliation processes
  • Work with data team to ensure accurate reporting and distribution of information across the business
  • Transaction monitoring for risk and compliance
  • Work with product team on new features to understand cost and process impacts

What we’re looking for:

  • At least 2 years experience in finance operations, ideally having taken part in setting up new reconciliation processes
  • Experience within a high growth business
  • Intermediate-Advanced Excel
  • Experience using SQL or python
  • You're hands-on and take satisfaction in supporting colleagues, projects or tasks however big or small.
  • Are biased to change and to solving real business problems

What we’re really looking for: ✍️

Although we’re in the financial space, and under the scrutiny that comes with it, the current engineering team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise you would have stopped reading by now, so let us be clear in what will make us want to work with you.

We want a real person, with interests outside of code, to join our work family. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us. 

At the interview stages will be looking for empathy, eq, fun stories, and ability to smile even when things are tough.


  • £25,000 - £35,000 per annum dependant on experience
  • Share option scheme.
  • 5% interest bonus on all Chip savings
  • Workplace pension scheme (Employer: 3% / Employee: 4% / Tax Relief: 1% / Total: 8%)
  • Flexible working arrangements
  • Unlimited holiday (28 days contracted + bank holidays + Xmas to New year but policy not to count) ✈️
  • Free Classpass membership or gym membership
  • Company laptop
  • Based in the heart of Chancery Lane
  • Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high growth fintech startup.

Our Interview process: 📖

  1. Phone Screen with someone from our Talent team
  2. Face to Face interview with the hiring manager
  3. Final Interview and chance to meet your new peers

Note to Agencies

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.