We’re Chip, we’re building the world’s best savings account.
We’re using cutting edge tech and AI to shake up the slow, stagnant and old-fashioned savings market.
We’ve built a clever app that makes saving easier, faster, and smarter. It makes your financial goals happen automatically, and gets you feeling good about your money.
We’re growing fast, and we have some very exciting plans. So we need a Product Owner to help us make them happen.
Our Finance team is growing and we’re looking for a FP&A Analyst to join the team. You will partner with different business groups at Chip to manage their forecasting, P&L management as well as helping the business make strategic financial decisions. From where to invest, understanding business performance and making decisions on growth, you will partner at many different levels at Chip.
You will drive initiatives including driving the business’ forecasts and annual planning cycle, designing analytical and financial frameworks to optimize decision-making, and providing our senior leadership team, Board, and employees with insights about our performance. You’re comfortable with both digging into details and thinking about the big picture.
How you’ll contribute/What you are responsible for:
Design, maintain and evolve the financial model, including leading the financial planning and forecasting cycles and setting KPI targets
Create and implement a budgeting process in an incredibly fast-moving organisation with a lot of ambiguity
Support fundraising and investment by running extrapolations and scenario-modelling
Distil and present the key numbers for our senior leadership team and Board through producing management accounts. Have a deep understanding of where those numbers come from and how we can impact them
Drive variance analysis and a real understanding of cost growth to support our longer-term financial and strategic objectives
Leverage your financial expertise to drive commercial performance through accurate insights and advice to support with decision making across Chip
Assess revenue opportunity and investment costs for new products, or opportunities to reduce cost base
Automating and improving processes, especially around management information and team budget management
You should apply if you:
The role would suit a consultant, commercially astute ACA from Big 4 or person with FP&A experience
Excellent financial modelling skills
Balance knowledge of tactical details with a broader strategic vision
Experienced in planning, budgeting, forecasting, and variance analysis
Build businesses cases, present and debate investment decisions and thoughtfully challenge business leaders
Great communication skills where you have the ability to transition seamlessly from complex financials to simple/precise business implications for diverse background
Exceptionally detail-oriented and like to know exactly where the data you present comes from, and how they can be influenced
Knowledge of SQL and Python would be beneficial.
Team player willingly tackle whatever needs doing
£45,000 - £55,000
Share option scheme.
5% interest bonus on all Chip savings
Workplace pension scheme
Flexible working arrangements
Unlimited holiday (28 days contracted + bank holidays + Xmas to New year but policy not to count) ✈️
Free Classpass membership
Based in the heart of Shoreditch, Brick lane and Spitalfields