FP&A Manager

Job description

We’re Chip, we’re building the world’s best savings account.

We’re using cutting edge tech and AI to shake up the slow, stagnant and old-fashioned savings market.

We’ve built a clever app that makes saving easier, faster, and smarter. It makes your financial goals happen automatically, and gets you feeling good about your money.

We’re growing fast, and we have some very exciting plans. So we need a Product Owner to help us make them happen.


Our Finance team is growing and we’re looking for a FP&A Manager to join the team. You will partner with different business groups at Chip to manage their forecasting, P&L management as well as helping the business make strategic financial decisions. From where to invest, understanding business performance and making decisions on growth, you will partner at many different levels at Chip.

You will drive initiatives including driving the business’ forecasts and annual planning cycle, designing analytical and financial frameworks to optimize decision-making, and providing our senior leadership team, Board, and employees with insights about our performance. You’re comfortable with both digging into details and thinking about the big picture.

How you’ll contribute/What you are responsible for:

  • Design, maintain and evolve the financial model, including leading the financial planning and forecasting cycles and setting KPI targets
  • Create and implement a budgeting process in an incredibly fast-moving organisation with a lot of ambiguity
  • Support fundraising and investment by running extrapolations and scenario-modelling
  • Distil and present the key numbers for our senior leadership team and Board through producing management accounts. Have a deep understanding of where those numbers come from and how we can impact them
  • Drive variance analysis and a real understanding of cost growth to support our longer-term financial and strategic objectives
  • Leverage your financial expertise to drive commercial performance through accurate insights and advice to support with decision making across Chip
  • Assess revenue opportunity and investment costs for new products, or opportunities to reduce cost base
  • Automating and improving processes, especially around management information and team budget management

You should apply if you:

  • The role would suit a consultant, commercially astute ACA from Big 4 or person with FP&A experience
  • Excellent financial modelling skills
  • Balance knowledge of tactical details with a broader strategic vision
  • Experienced in planning, budgeting, forecasting, and variance analysis
  • Build businesses cases, present and debate investment decisions and thoughtfully challenge business leaders
  • Great communication skills where you have the ability to transition seamlessly from complex financials to simple/precise business implications for diverse background
  • Exceptionally detail-oriented and like to know exactly where the data you present comes from, and how they can be influenced
  • Knowledge of SQL and Python would be beneficial.
  • Team player willingly tackle whatever needs doing


  • £45,000 - £55,000
  • Share option scheme. 
  • 5% interest bonus on all Chip savings
  • Company laptop
  • Workplace pension scheme
  • Flexible working arrangements
  • Unlimited holiday (28 days contracted + bank holidays + Xmas to New year but policy not to count) ✈️
  • Free Classpass membership
  • Based in the heart of Shoreditch, Brick lane and Spitalfields
  • Monthly team lunches in a thriving food scene